* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Helvetica Neue', Arial, sans-serif;
  background: #F4F6F8;
  color: #1E293B;
  line-height: 1.7;
}

.pnav {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 48px;
  background: #0F2140;
}

.pnav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.pnav__logo-icon {
  width: 32px;
  height: 32px;
  object-fit: contain;
}

.pnav__logo-text {
  color: #FFFFFF;
  font-weight: 900;
  font-size: 18px;
  letter-spacing: 2px;
}

.pnav__back {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  padding: 8px 16px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 999px;
  transition: all 0.2s ease;
}

.pnav__back:hover {
  color: #FFFFFF;
  border-color: rgba(255, 255, 255, 0.6);
}

.policy {
  max-width: 820px;
  margin: 0 auto;
  padding: 64px 24px 96px;
}

.policy__head {
  margin-bottom: 40px;
}

.policy__eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #2A4365;
  margin-bottom: 10px;
}

.policy__title {
  font-size: 38px;
  font-weight: 900;
  color: #0F2140;
  letter-spacing: -0.5px;
}

.policy__updated {
  margin-top: 10px;
  font-size: 13px;
  color: #64748B;
}

.policy__section {
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 16px;
  padding: 28px 32px;
  margin-bottom: 20px;
  box-shadow: 0 2px 10px rgba(15, 33, 64, 0.04);
}

.policy__intro {
  font-size: 16px;
  color: #334155;
}

.policy__h2 {
  font-size: 19px;
  font-weight: 800;
  color: #1F3A5F;
  margin-bottom: 14px;
}

.policy__section p {
  font-size: 15px;
  color: #334155;
  margin-bottom: 12px;
}

.policy__section p:last-child {
  margin-bottom: 0;
}

.policy__list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.policy__list li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 12px;
  font-size: 15px;
  color: #334155;
}

.policy__list li:last-child {
  margin-bottom: 0;
}

.policy__list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 9px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #1F3A5F;
}

.policy__link {
  color: #1F3A5F;
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(31, 58, 95, 0.35);
}

.policy__link:hover {
  border-bottom-color: #1F3A5F;
}

.policy__contact {
  font-size: 15px;
  color: #334155;
}

.pfooter {
  text-align: center;
  padding: 24px;
  font-size: 13px;
  color: #94A3B8;
  background: #0F2140;
}

@media (max-width: 640px) {
  .pnav {
    padding: 16px 20px;
  }

  .policy {
    padding: 48px 16px 72px;
  }

  .policy__title {
    font-size: 30px;
  }

  .policy__section {
    padding: 22px 20px;
  }
}